Insurance Choices

More Coverage Options

A new Massachusetts Plymouth Rock auto policy offers dependable protection along with additional benefits through Plymouth Rock Rewards.

Standard Policy

Our standard auto insurance policy offers you a competitively priced solution to meet your auto insurance needs.

Our Standard Policy includes “Replacement Cost Coverage” that, in the event of a covered total loss of a new vehicle with fewer than 15,000 miles:

• replaces the vehicle with an equivalent new vehicle, or
• pays you the difference between the actual cash value of your vehicle and the price of a comparable replacement vehicle, in the event of a total loss.

You can also add:

• Increased liability limits
• Lower-cost physical damage deductibles
• Towing and Labor coverage
• Substitute Transportation coverage

Premium Package

Our Premium Package endorsement offers extra coverage for Massachusetts drivers at a slightly higher cost ($35 per policy, or $70 per policy when a policy covers more than one vehicle and two or more of the vehicles have Collision or Limited Collision coverage).

The Premium Package endorsement includes all the features of the Standard Policy, as well as:

• Deductible Dollars® which can be applied towards a collision deductible to reduce your out-of-pocket expense in the event of a covered loss
• Accidental discharge of airbag coverage pays up to $500, with no deductible, for the repair or replacement of an accidental airbag deployment
• Waiver of depreciation which can save you money for the repair or replacement of older vehicle parts that have been damaged in a covered loss
• Additional Towing and Labor coverage

Both our Standard Policy and our Premium Package include additional benefits through Plymouth Rock Rewards.

Accident Forgiveness

Qualified Plymouth Rock customers can purchase Accident  Forgiveness for an additional charge.

Terms and conditions apply. Your Plymouth Rock agent can explain the types of coverage available, describe any limitations that apply, and help you choose the coverage that’s right for you.