Auto Insurance Discounts in Massachusetts

In addition to competitive rates, Plymouth Rock Assurance customers enjoy significant auto insurance discounts as well as rating factors that can result in other savings. Your Plymouth Rock agent can help you determine which discounts and rating factors apply to you.

Individual Discounts

These individual discounts provide auto insurance savings.

Individual Discount or Rating Factor

Applies to

Discount Range*

Companion Policy Customers with an eligible Bunker Hill home, condo, renter's or dwelling fire policy. Up to 14%
eDocument If you are a new Plymouth Rock customer, you'll need to enroll within 30 days after your policy effective date. Otherwise, you may sign up for eDocuments at least 65 days before your next renewal date to receive a discount at your next policy renewal. Up to 5%
Anti-Theft Cars with qualifying anti-theft devices, such as car alarms. Up to 36%
Safe Driver Drivers without surchargeable incidents or at-fault accidents. Up to 25%
Advanced Driver Training Inexperienced drivers who complete a certified training course. Up to 5%
Student Away at School Inexperienced operators who are students that reside more than 100 miles from the place of principal garaging and who don't have regular access to the vehicle. Up to 15%
Low Mileage Mileage rating based on annual state inspection information as reported to the Massachusetts Registry of Motor Vehicles (RMV). If adequate mileage is not available from the RMV, Plymouth Rock provides a default mileage rating factor. Up to 30% off our standard Mass. rates
Good Student Inexperienced operators who are high school or college students with a B (3.0 GPA) or higher average with less than 3 Merit Rating points. Cannot be applied in conjunction with the Student Away at School discount. Up to 15%
Age 65 or Older Experienced operators who are age 65 or older. 25%
Paid in Full In addition to saving on installment charges, new Plymouth Rock customers who pay in full will save up to 4%. If you already have a policy with us, your initial renewal invoice will show an optional pay in full amount, which reflects this car insurance discount. If you pay the full amount by the effective policy renewal date, your discount will be automatically added to your policy. This discount can only be added effective on the policy's effective date; the discount cannot be added mid-term. Up to 4%
Advanced Issue New Plymouth Rock policies issued at least 7 days prior to the policy effective date. Up to 7% in the policy's first year

Group Discounts

These group auto insurance discounts provide savings based on your affiliations and memberships.

Group Discount

Applies to

Discount range

WBUR membership Members of Massachusetts public radio station WBUR Up to 7%
SBLI policyholders Members of Savings Bank Life Insurance Health and Safety Group Up to 10%
WFCR membership Members of Massachusetts public radio station WFCR Up to 6%
AARP Massachusetts Auto Insurance Program AARP members in Massachusetts can save on auto insurance while getting a host of additional benefits. Up to 6%
Appalachian Mountain Club AMC members save on car insurance when they buy through the Environmental Insurance Agency (EIA) 10%


Get a free quote online or find a local independent agent to learn about auto insurance discounts in Massachusetts.

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MA - 866-353-6292
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